Legal

Regulatory disclosures

The information the FAIS General Code of Conduct requires us to give you about who we are, what we are licensed to do and how we are paid.

Registered name: APBCO Consult (Pty) Ltd [CONFIRM]
Trading name: APBCO Consult
Company registration number: [CONFIRM]
FSP licence number: FSP 17591 [CONFIRM]
Legal status: Authorised financial services provider under the FAIS Act 37 of 2002
Licence categories: [CONFIRM] licence categories and sub-categories as shown on the FSCA register (e.g. Category I: short-term personal lines, long-term, health service benefits)
Licence conditions or restrictions: [CONFIRM] any conditions or restrictions on the licence
Physical address: [CONFIRM] head office street address
Postal address: [CONFIRM] postal address
Phone: 012 470 5500
Email: info@apbco.co.za [CONFIRM]
Key individual: [CONFIRM]
Compliance officer: [CONFIRM]
Professional indemnity and fidelity cover: [CONFIRM] whether professional indemnity and fidelity guarantee cover is held
Supervised by: Financial Sector Conduct Authority (FSCA), 0800 20 37 22

How we are paid

Advice is free to you. We receive commission or regulated broker fees from the insurer or medical scheme, at rates set by regulation. Your adviser tells you the amount in writing before you sign. [CONFIRM] any fees charged directly to clients.

Conflicts of interest

We place business with a range of providers. [CONFIRM] any ownership links with product suppliers and any provider holding more than 10% of our business. Read our conflict of interest policy.

Which company you deal with

Advice given through this website is given by APBCO Consult (Pty) Ltd [CONFIRM], FSP 17591 [CONFIRM]. Other companies in the APBCO group are separate entities and do not carry regulatory responsibility for this advice.

Being licensed by the FSCA does not mean the FSCA endorses any product or recommends our services. You can check our status on the FSCA register at fsca.co.za. Complaints: see our complaints procedure.

Last reviewed: [CONFIRM] date.